LG Wireless Phone

Question about cell phone plans and deposits?

1, if I for examle got a phone plan for 900 minutes at 59.99, is that like a flat rate that I would be paying each month? (not including taxes). #2, I have no credit history and i've read that providers like at&t or verizon require deposits. Does anyone have a range as to how much a deposit would be for either a blackberry pearl, sony ericsson W580i, or LG shine? Are the deposits based on your plan or phone type or both?

Public Comments

1. Answer #1 Yes the 59.99 is your plan rate not including taxes. If you go over your 900 mns per month then you will be charged a per minute rate which depends on what your contract says. This is in addition to the rate plan price you already pay. If you download to your phone, use the internet without a plan, text with a plan that all costs too. Make sure you read the fine print on services you use. 2. Deposits are dependent on your credit. They have nothing to do with the phone or the plan. As someone with no credit you may pull a deposit. They can range from 100 to well above 250+. Again that all depends on your credit. Giving a contract to someone with no credit history, in their eyes, may be risky so they might require more of a deposit.
2. The deposit is based on you not the phone or plan. You may have to pay full pop for the phone.
3. I think 59.99 for 900 minutes is expensive. Ask your friends and family what providers they use and then get the same provider as the majority of the people you know. Companies don't charge you for calling people in their network. Most anyway. Tmobile has a plan where you pay $5 and anyone that's a Tmobile customer would be free to call you, and you call them for free. There's companies that give yo a flat rate with no contract but can only be used within your region (normally within your state). Research it first. Try to avoid contracts. As far as the deposit, certain states require that you get paid interest on your deposit. Most deposits for people with no credit, or bad credit, can range up to $500. The deposit has absolutely nothing to do with the phone just your credit or previous cell phone history. If they will pay interest on it, consider it a small investment. Other than that, like I said, just ask around and see what your family and friends use. A lot of benefits to using the same carrier as the majority of people you know. GL.