LG Wireless Phone

Is my credit score good enough for ATT phone?

I have a credit score of 544. I have one credit card and student loans in good standing. I have one 100 dollar medical bill on my credit report that was supposed to be taken care of by worker's comp. I had an account years ago that went delinquent but I have paid that since. I have recently gotten offers that i'm pre-approved for service. My friend doesn't want her account anymore and I wanted to take over financial responsibility. I am wandering if I can do that with my current credit? (I had my other account with absolutely no credit and wasn't required any deposit)

Public Comments

1. No. 544 is way too low.
2. Do you know what will give your score a boost? Pay off the credit card in full each month. It sounds like you are carrying a high balance on it - or even maxing it out to have a score that low, even with a medical bill unpaid. Also pay off that medical bill. Employers check - $100 is not worth you not getting the best jobs. Landlords and car insurance companies also check (you'll pay more for car insurance). Clean up your credit. But I don't think you'll get the phone. /
3. I think you will get the phone-but agree to pay off the $100 medical bill. you paid your delinquent bill and your other two loans are current. Give it a try , what do you have to lose but a no you can't.